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Posted: Friday, February 10, 2017 1:16 PM

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See how other drivers saved 40% on Texas car insurance. Special Free Quotes for Abilene residents. Compare Quotes.

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Auto insurance rates used to calculate rate charges are computed separately for each factor are briefly discussed as they relate to motor vehicle insurance rate-making and underwriting. Loss prevention that is designed to protect third parties is a difficult area indeed. Some other types of deductibles that are per event or occurrence and cumulative deductibles. This is because of public and environmental effects. A per event deductible applies to every loss. An cumulative deductible, the insured's total loss retention for the year or for each event, is limited to an annual aggregate deductible. Individual losses can be divided into three sub-categories that are less than 10 percent of the deductible, those from 10 to 100 percent of the coverage deductible, and those going way past the total events deductible amounts. loss of less than 10 percent of the total deductible are laid upon the insured. Among these are the development of closing or upgrading obsolescent facilities. Losses between 10 and 100 percent of the per event deductible are also borne by the insured. However, these amounts are accumulated and when, within a policy year, the accumulated amounts reach the aggregate deductible figure, the insurer pays the remainder of all losses for the balance of the policy year.

For additional information for requirements on auto insurance, please visit Texas Department of Auto Insurance.

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