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Posted: Thursday, October 12, 2017 5:13 PM

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Texas requires drivers buy an automobile insurance policy to legally drive on public roads. A policy that will pay at least $30,000 if one person is injured in an at-fault collision, and at least $60,000 in insurance to cover multiple people injured in a single accident. The required policy must also include at least $25,000 worth of property damage coverage. This is often referred to as 30/60/25 coverage. Featuring instant online quotes for cheap car insurance in Texas and throughout all of the USA. Just a few minutes of time can save you a lot on your automobile insurance. Don't let this chance to get the lowest priced car insurance slip by. You could save money with cheap liability insurance for minimum state required coverage at a cheap rate. You could also save enough to get cheap full coverage insurance and protect your car or truck in the event of theft, accident or vandalism, etc. The Abilene, TX Metropolitan Statistical Area had 371 auto thefts reported in 2016 according to information from the National Insurance Crime Bureau (nicb.org). Protection against loss by theft is not covered by basic liability auto insurance. You must purchase comprehensive coverage to protect against loss/damage by theft.
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* LIABILITY ONLY CAR INSURANCE
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Insurance providers in Texas recommend that motorists get more than the required minimum amount of liability coverage. Choosing a policy that only includes state-minimum-required coverage may help drivers get the best premiums. But, Texas uses the tort system to determine who will pay for expenses that arise as the result of an automobile accident. The driver found to be at fault is responsible for paying all of the costs incurred. The state minimum required amount of liability coverage does provide some protection for drivers, but people who cause an accident will have to pay out of their own pocket for damage that goes beyond their policy limits. Younger drivers have to comply with the financial responsibility laws as well. In almost every case parents can add their minor children to their current passenger car insurance policy to satisfy the state financial responsibility requirements.

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Although adding a young driver to a parents' insurance policy could be quite expensive, in almost every case it's still cheaper than buying separate insurance coverage for the minor child. Some insurance providers offer a discounted rate for teenagers who have completed a TX Department of Public Safety (TxDPS)-approved driver education course. Insurance companies use your personal information such as where you live, the kind of car you drive, how you use your vehicle and the policy limits you select to determine the rates they will charge you. Why not take a few moments of your time and make sure that you're getting the best deal possible?

Abilene is the county seat of Taylor County in Texas and the city had a population of 117,063 according to the 2010 census. The Abilene Metropolitan Statistical Area which contains surrounding areas had a 2011 estimated population of 166,416. The United States Census Bureau sys the city has a total area of 110.6 square miles, of which 105.1 square miles are land and 5.5 square miles are covered by water (4.95%). As of the census of 2000, 115,930 people, 41,570 households, and 28,101 families resided in the city with a population density of 1,102.7 people per square mile. Of the 41,570 households, 34.2% had children under the age of 18 living with them. The population was distributed as 25.6% under the age of 18, 15.3% from 18 to 24, 28.9% from 25 to 44, 18.2% from 45 to 64, and 12.0% who were 65 years of age or older. The median age was 31 years. Auto theft is a problem. Protection against loss by theft is not covered by basic liability insurance. Comprehensive coverage must be purchased for protection against loss/damage by theft. The total number of stolen vehicles reported in the Abilene, TX Metropolitan Statistical Area was 477 in 2015, ranking it 72nd in most stolen vehicles per capita nationwide according to information from the National Insurance Crime Bureau (nicb.org).



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Texas Department of Insurance


Contact: 8002523439
338 Pine St, 79601    google map | yahoo map

• Location: Abilene, Texas

• Post ID: 6920051 abilene
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